Motor Insurance

Drive and have peace of mind. Our motor insurance covers you from the risks associated with the road, considering you have transferred the risk to a third party.


  • Comprehensive Cover - Property coverage, for damage to or theft of the car;
  • Third Party Cover - Liability coverage, for the legal responsibility to others for bodily injury or property damage;
  • Personal Accident - coverage, for the cost of treating injuries, rehabilitation and sometimes lost wages funeral expenses through accidental means.

Covers offered to:

  • Private Vehicles – private, self-drive, chauffer driven
  • Commercial Vehicles – Lorries, pick-ups etc.
  • Public Service Vehicles (PSVs) – Matatu, buses, Taxis, Boda boda e.t.c.


  • Affordable installments payment of premium
  • Insurance Premium Financing (IPF) payable in 9 months
  • No Claim Discount Transferable
  • Speedy claim settlement


  • Copy of the logbook
  • PIN number
  • Completing of the proposal form
  • NCD letter or Renewal notice from previous company
  • PSV budge and driving license stamped appropriately for PSV drivers.

Domestic Package / Home Insurance

You can have peace of mind with the knowledge that your residence is covered and protected against fire, burglary, accidental damage, liability to third parties and occupational accidents, should any unfortunateoccurrences happen.

Features & Benefits

  • Buildings, external structures and Perimeter wall – covered against fire and allied perils
  • Contents: TVs, Washing Machines and other home appliances
  • All risk: for all portable assets i.e. jewelries, cameras, laptops, phones etc
  • Domestic servants – covered against bodily injuries and death in the cause of the employment
  • Owner’s liability -the insured’s legal liability as the owner of a building for death, injury or property damage to third parties
  • Occupier's Personal Liability -the insured’s liability as the occupier of a building for death, injury or property damage to third parties

Livestock Cover

Dairy farming is a high risk business, often involving huge investment which can be lost due to unfortunate occurrences.

Compensates farmers in the event of death of the insured animals due to:

  • Accidents death due to internal & external injury.
  • Uncontrollable diseases including epidemics
  • Emergency slaughter on veterinary advice.
  • Complications at birth.


  • Our livestock veterinary does the postmortem incase of anything.


  • Loan term of up to 9 months.
  • Flexible repayment arrangement.
  • Cover will be through BIASCO INSURANCE AGENCY.


  • As our member, you will be able to pay your insurance premiums without strain.
  • Requirements
  • A duly completed loans application form.


The cover provides compensation for death, permanent disability, temporary disability, medical expenses and funeral expenses.


  • Individuals.
  • Motor vehicle owners.
  • Traders.
  • Business people.
  • Civil servant.
  • Farmers.


  • A dully completed proposal form.
  • A copy of i.d.

For more information on our product offerings, kindly visit any of our Sacco branches


  • Fire consequential Loss Insurance                                          
  • Political Violence Terrorism and Sabotage Insurance
  • Burglary Insurance
  • All Risks Insurance
  • Computer and Electronic Equipment Insurance
  • Money Insurance
  • Fidelity Guarantee Insurance
  • Work Injury Benefit Act (WIBA) Insurance
  • Group Personal Accident Insurance
  • Contractors All Risks Insurance
  • Goods In Transit Insurance
  • Travel Insurance
  • Public Liability
  • Motor Cycle Insurance