Target group – Smart Members

• Requirements – Save at least Kshs.2,000/= per month for three months with a minimum Kshs.10,000 Smart savings

Facility – Five Times Smart Member Savings.

• Security – Smart Member Savings, Guarantors and or Fully charged collaterals.
• Interest rate – 12% pa.
• Waiting period – 7 days.
• Repayment period – 6 – 36 months