Target group; – Institutions.

• Features; – This loan focuses on members whose income is seasonal as in schools, Colleges, Universities
• Graduation; Operate account for at least Three months.
• Requirement; – Provide a business proposal and make arrangement 14 days before application.
• Security; – ;-Institution Directors as guarantors or fully charged collaterals.
•  Facility; – maximum Kshs. 3 million. 
•  Interest rate – 12% pa.
•  Waiting period; – 3 – 7days.
• Repayment period; – 6 – 36 months, paid quarterly (every three months).