Target Group – Institutions.

• Features – This loan focuses on members whose income is seasonal as in schools, Colleges, Universities
• Graduation – Operate account for at least three months.
• Requirement – Provide a business proposal and make arrangements 14 days before application.
• Security – Institution Directors as guarantors or Fully charged collaterals.
• Facility – maximum Kshs. 3 million. 
• Interest rate – 12% pa.
• Waiting period; – 3 – 7days.
• Repayment period; – 6 – 36 months, paid quarterly (every three months).