No more lines! Access your accounts 24/7 with our easy-to-use Mobile banking
- 0722557188
- Mon - Fri: 8.00am to 4.30pm [Saturday 8am - 12.30Pm]
About Us
Biashara DT Sacco Limited was formed by members of the business community in Nyeri, who were also members of the Kenya National Chamber of Commerce and Industry. It was registered as a Savings and Credit Co-operative Society under the co-operative societies Act, CAP 490 on 31st December 1990 and started operations in 1991. After receiving savings and deposits from members and also advancing credit to them, it was licensed to operate F.O.S.A in 2006 where it opened its first branch in Nyeri to offer banking services. Currently, we have 14 branches and 4 satellite offices across 11 counties
Save Smart, Grow Smarter with Biashara Sacco .
Looking for a convenient and reliable way to save? Join us and enjoy a range of benefits.
Biashara Savings Account
Open account now and earn upto 8%
Biashara Young Empowerment Acc
Open account now and earn upto 10.5% Interest
Biashara Beba Account
No Security required on Asset loans
Become a Sacco Full Member
Benefits for Biashara Sacco Full Member.
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Earn Interest
High Interest on Deposits & Dividends
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Higher Loan Limits
A Variety of Loans Loans 5 times shares
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Decision Making
Right to vote and Decision Making.
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Sacco Ownership
Shares are transferable.
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Flexible Banking Services
Door to Door Services & M-banking facilities
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How to Join
Biashara
Digital Banking
On your phone go to Mpesa Menu, go to payment, select Pay Bill, enter business no 400300, Account No enter your I.D number or Account number or member number, then enter the amount you want to send and that’s it! To WithdrawRegister to access the service by dialing *477#
BIASHARA BEBA LOAN
Step to Make
Your Dreams Possible
Designed for associate members, the Beba Loan offers flexible financing options for land plots, cars, and ...
- * Target group; - Associate members.
- * Features; -Asset finance for Land Plots, cars Vehicles, Motor bikes.
- * Graduation; Save for at least Three months.
- * Requirement; - Save 40% to 50% of the property to be purchased
- * Security; -The property to be purchased.
- * Facility; - 50% - 60 % of the Asset Value
- * Interest rate – 12% pa.
- * Waiting period; - 3 - 7 days.
- * Repayment period; - 6 – 36months depending on the type of asset.
Masomo Loan
Education
Loan
Designed to support members’ educational needs, the Masomo Loan offers convenient financing for school fees. Members ...
- Target group; -All members with Masomo account.
- Features; - This facility provides an easy service to members’ educational needs.
- Graduation; Operated account for at least 3-6 months.
- Requirement; - Provide School Fees Pro-forma and or letter of admission.
- Facility; - Maximum of five times member’s savings or Kshs. 100,000/=
- Security; - Guarantors and or fully charged collaterals.
- Interest rate – 10.5% pa.
- Repayment period; - 3–12 months.
- Waiting Period; 1 - 3 days
BIASHARA MORTGAGE LOAN
Your Path to
Homeownership
Turn your dream of homeownership into a reality with the Biashara Mortgage Loan. Designed for full ...
- Target group; -Full members with mortgage account.
- Graduation; At least two years of account operation in the Sacco. save at least 20%
- Requirement; - Provide approved building plans with bill of quantity
- Facility; - maximum Kshs. 12 million with three - six months’ grace period.
- Interest rate – 12% pa.
- Security; - Guarantors and or fully charged collaterals.
- Waiting period; - 3 – 7 working days
- Repayment period; - 6 – 60 months.
Your Account in Easy Steps
How to Join Biashara Sacco ?
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01
Gather Required Documents
To become a member of Biashara Sacco, you'll need to provide the following documents:
National ID or Valid Passport: This serves as proof of identity.KRA Pin Certificate: This is essential for tax-related purposes.
Passport-sized Photos: These can be taken for free at any Biashara Sacco branch.
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02
Visit a Branch
Once you have your documents ready, head to your nearest Biashara Sacco branch. There, you'll be guided through the account opening process.
- Account Opening Form: A customer care representative will provide you with an account opening form. Fill in the required details accurately.
- Account Creation: The customer care representative will then proceed to open your account in the banking system. This process is typically quick and efficient.
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03
Start Your Savings Journey
After your account is successfully created, you'll be asked to make an initial cash deposit.
Schedule an appointment with our specialist to discuss contact us.
Check Out Customer Feedback
Pleasure to share some of our customers feedback.
Dorothy
I’ve been a member of Biashara Sacco for 6 years, and I’ve always been impressed by their commitment to their members. Their savings products have ...
Joseph Kamau
Biashara Sacco has been a game-changer for my small business. Their quick and easy loan processing, coupled with competitive interest rates, has allowed me to ...
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